金剛經纂要刊定記 2.37

2.37

然汎論業有三種，謂：善、惡、不動。受有三時，謂：現、生、後。若今世造善惡，今世受苦樂者，名順現報業。若今世造善惡，次生方受，名順生報業。若今世造善惡，從第三生已去乃至百千生方受，名順後報業。今世有人造善惡業，目下無報，便疑無因果者，良由不達此三時報也。故《佛名經》云：「行善之者觸事轗軻，行惡之者是事諧偶，致使世間愚人謂之善惡不分。我經中說，有三種報。」如上所敘。

Generally speaking, karma is of three kinds: wholesome, unwholesome, and immovable. Experiencing [its retribution] occurs in three periods: present, next, and subsequent [lifetimes]. If one creates wholesome or unwholesome [karma] in this life and experiences suffering or pleasure in this life, it is called karma with retribution experienced in the present life. If one creates wholesome or unwholesome [karma] in this life and only experiences it in the next life, it is called karma with retribution experienced in the next life. If one creates wholesome or unwholesome [karma] in this life and only experiences it from the third life onward up to hundreds of thousands of lives, it is called karma with retribution experienced in subsequent lives. Nowadays, there are people who create wholesome or unwholesome karma and, seeing no retribution immediately before their eyes, doubt that cause and effect exist; this is entirely because they do not understand these three periods of retribution. Thus the Fo ming jing says: "Those who practice good meet with frustration at every turn, while those who practice evil find everything going their way, causing foolish people in the world to claim that good and evil are indistinguishable. In my sūtras I teach that there are three kinds of retribution," as recounted above.