金剛經纂要刊定記 6.67

6.67

若如是下。結成疑也。意云：眾生心是顛倒，福德依心而成，豈非顛倒？顛倒既同，何名善法？既非善法，修福何益？

"If so," and so forth: concluding and establishing the doubt. The meaning says: the minds of sentient beings are inverted, and merit is achieved based on the mind—could it not also be inverted? Since they are equally inverted, how could it be called a wholesome dharma? Since it is not a wholesome dharma, what benefit is there in cultivating merit?