Garudapurana 2.24.31

2.24.31

prākṛtaiḥ karmapāśaistu mṛtyumāpnoti mānavaḥ /
ādhānātpañca varṣāṇi svalpapāpairvipacyate //

A human being meets death bound by the bonds of past actions. / From conception up to five years, [death] is brought to fruition by minor sins;