Matsya Purana 221.3

221.3

matsya uvāca.
tvameva karma daivākhyaṃ viddhi dehāntarārjitam.
tasmātpauruṣameveha śreṣṭhamāhurmanīṣiṇaḥ .. 221.2 ..

Lord Matseya said:—The actions of the past life are known as fate or Daiva, consequently the wise have always held one's own effort and perseverance as superior A man who every day performs righteous and auspicious deeds turns even his ill luck into a good one Those who have performed good deeds and are filled with Satvaguna do not get the desired fruits without their personal efforts and exertions.—2 4