Early Monastic Buddhism v2.c34.s5.10

v2.c34.s5.10

The argument of the Theravādins is that a layman may have *paññā* and *saddhā* of a kind which may be different from those of an adept, but *paññā* and *saddhā* that he possesses do develop into *paññindriya* and *saddhindriya*. It may be that the layman’s *paññā* or *ñāṇam* is confined to *dāna*, *sīla*, *cāga*, etc., i.e. *lokiya* affairs and does not extend to the comprehension of *lokuttara* subjects like truths, *maggas* and *phalas*, hence according to the Theravādins there may be *lokiya paññindriya* and *saddhindriya*.