金剛經纂要刊定記 7.181

7.181

如是下。法合。過去業因所熏，感招現在果報，雖則無人造作，不免生死輪迴。故《淨名》云：「無我無造無受者，善惡之業亦不亡。」若夢寤時則夢所見事一無所有，若迷覺已則生死輪迴杜絕蹤跡。故《起信》云：「應觀過去所念諸法恍忽如夢。」

From "in this way" onward is the application to phenomena. Perfumed by past karmic causes, one brings about present retribution; although there is no person who acts, one does not escape the cycle of birth and death. Therefore the Vimalakīrtinirdeśa says: "There is no self, no actor, and no experiencer, yet wholesome and unwholesome karmas are not lost." When one awakens from a dream, what was seen in the dream is completely nonexistent; when one has awakened from delusion, all traces of the cycle of birth and death are cut off. Therefore the Awakening of Faith says: "One should contemplate all phenomena recalled from the past as fleeting like a dream."