楞伽阿跋多羅寶經註解 3.111

3.111

言採集業者，採謂採取、集謂招集，以根對塵而生取著，起善惡業招集生死，是名為識。能了根塵絕待，物我兩忘，不生取著，名之為智。如是觀察因緣生法當體即空，解脫自在，名上上智，慧即智也。心外無境，不了唯心，為境所轉，是名為縛。心即識也，覺此妄心則為智矣。無所有下二句，義見前解。

Regarding "accumulating karma": "collecting" means grasping, and "accumulating" means summoning; because sense faculties confront sense objects and give rise to attachment, generating good and bad karma that summons birth and death, this is called consciousness. Being able to understand that sense faculties and sense objects transcend duality, with both object and self forgotten, not giving rise to attachment, is called knowledge. Observing conditioned dharmas in this way as empty in their very substance, liberated and sovereign, is called supreme knowledge; wisdom here is knowledge. Outside of the mind there are no objects; not understanding that it is only mind, one is turned by objects—this is called "binding". Mind is consciousness; awakening to this false mind is knowledge. The meaning of the two lines starting with "non-existence" has been explained above.